Characteristics of an NSC Investment

For how long do you need to invest in NSC?

The NSC investment comes with a maturity period of five years. It is a one-time investment, and regular investments are not required to keep the NSC running.

Where can you find NSC to invest in?

You can find NSC investments in any post office across the country.

What are the interest rates offered by NSCs?

NSC investment offers an interest of 6.8% (as of May 2022) every year on the deposit. This interest is compounded every year and is paid along with the deposited principal amount on maturity.

What is the minimum amount you can invest every month?

The minimum investment to open an NSC is ₹1000/-.

NSC investments are one-time, and regular investments are not required to keep the investment running.

Are there any additional returns for the Senior Citizens?

No, there are no additional returns available for senior citizens.

However, post offices offer special investment schemes for senior citizens, such as the Senior Citizen Savings Scheme (SCSS). Please refer to this scheme if you are looking for a senior citizen specific scheme.

What are the features of NSC investments?

Low-risk Post Office Investment
Five years Maturity
Interest Compounded Annually and paid along with the principal after maturity
Available at Post Offices

What are the benefits of investing in an NSC?

Lower minimum investment required
Low risk with 6.8% returns (as of May 2022)
Available at all Post Offices across the country
Tax saving investment
Can meet long-term goals
No regular investment is required
Can take a loan against NSC
Interest compounded annually and paid along with the principal after maturity

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